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Savings & Investment Accounts
When you’re just getting started or ready for retirement, we have an investment account for you. All our savings and money market accounts come with Account Advantages. Account Advantages include an ATM or Debit Card, online banking with bill payment, and unlimited use of telephone banking.
Savings Account

A great way to start saving for the future.  Make deposits as frequently as you want.   

  • Earn interest on your savings monthly
  • Includes Account Advantages*
  • 90 day minimum balance waiver to give you time to build up your savings


Christmas Club Savings

Don’t wait to the last minute, start saving for Christmas today.  Deposits are automatically transferred from your checking account each month.

  • Earn interest on your savings monthly
  • Deposit as little as $20.00 per months
  • Your savings will be transferred to your checking on November 1st
  
 
Minor Savings Account

Learning to save isn’t easy.  Help your child get a head start on their future.    

  • Earn interest on your savings monthly
  • Make deposits as frequently as you want
  • No monthly service charge
  


Kid's Club Savings Account

This is a great way to begin teaching kids the importance of saving.  Free use of our coin machines when deposited into Kids Club Account.

  • Monthly prize drawings
  • Earn interest on your savings monthly
  • No monthly service charge
  


Money Market Account

A money market account has higher interest rates than traditional savings and you have the convenience of accessing your money when you need it.

  • Higher interest rates than traditional savings
  • Make deposits as frequently as you want
  • Convenience of accessing whenever you need
  


Certificate of Deposit

CertusBank offers CD’s with great rates for an investment as little as $500.  Our CD’s allow you to choose how long you want to invest your money with CD’s from 30 days to 5 years.

  • Get a guaranteed interest rate for the term you select
  • CD’s of $5000 or more automatically qualify you for our Summit Checking
  • Interest can automatically be deposited into your checking or money market account
  


Individual Retirement Account

Do you have your retirement savings started?  It’s never too soon or too late to start planning for retirement.  We have options to fit any goal and you will get a guaranteed interest rate for the term you select.

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